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Dambee, a mortgage comparison platform, introduces Hana Life’s 100% mobile mortgage loan product
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Summarized by durumis AI
- Bestfin's "Dambee" has added Hana Life's Apartment Mortgage Loan product, making it easier for consumers to compare and use products.
- Hana Life's Apartment Mortgage Loan is exempt from prepayment penalty after 3 months, and the maximum maturity can be set to 40 years, which is advantageous for DSR calculation and allows you to receive a generous loan limit.
- The loan application process can be completed 100% online, from application to execution, and is expected to be chosen by online financial platform users in real demand, thanks to its enhanced consumer convenience.
Bestpin 'Dambi' Introduces Housing Loan Product 'Apartment Mortgage Loan' from Hana Life Insurance
Hana Life Insurance Apartment Mortgage Loan, Prepayment Fee Exemption After 3 Months
Convenient Mobile Processing from Application to Execution, 100% Online
Bestpin, an online mortgage loan comparison platform 'Dambi', announced that it has completed the introduction of Hana Life Insurance's housing mortgage loan product 'Apartment Mortgage Loan', a subsidiary of Hana Financial Group. This allows easy comparison and use of Hana Life Insurance products, one of the major insurance companies, through Dambi.
Hana Life Insurance's 'Apartment Mortgage Loan', available on Dambi, is exempt from prepayment fees after 3 months of loan execution. Unlike typical mortgage loans, where prepayment fees are waived after 3 years, this product is expected to significantly reduce the burden on consumers using funds for short periods.
This product can be designated for a maximum maturity of 40 years, which is beneficial for DSR calculation, and unlike banks where the borrower's DSR limit is 40% of their annual income, it applies up to 50%, allowing for a generous loan limit. It is also noteworthy that a 0.1%p/0.3%p interest rate discount is applied when applying a fixed interest rate for 3 years/5 years, respectively.
Another feature is that it is 100% mobile-based, from application to execution, eliminating the need to visit a branch. A Hana Life Insurance official said that the 'Apartment Mortgage Loan' product prioritizes customer convenience with 100% mobile processing, which requires no document submission, to enhance service competitiveness, and it is expected to receive more choices from real demand groups who frequently use online financial platforms.
Joo Eun-yeong, CEO of Bestpin (Dambi), said, "We are pleased to be able to introduce competitive mortgage loan products from insurance companies that had limited consumer contact on Dambi. We believe that competitive insurance company mortgage loan products will expand consumer choices by comparing the pros and cons of existing bank products."
Meanwhile, Dambi is a fintech service specializing in mortgage loans, allowing users to check optimized interest rates and limits online through the app and complete the loan application process easily. It is also expanding its collaboration with financial institutions and affiliates, and plans to solidify its position as a home acquisition partner by providing 'real estate financial knowledge content' that reflects the needs of mortgage loan users in the first half of the year.
Bestpin Introduction
Bestpin is a company that operates the mobile loan comparison platform 'Dambi'. Dambi, a simple and convenient loan comparison platform, provides convenience and information for loan applications, including mortgage loans, rent/lease loans, business loans, and credit loans. On the Dambi platform, you can compare loan interest rates and limits at a glance, choose the best financial product, and use it one-stop, including connecting to financial institutions.
Website: http://www.dambee.com
Contact
Bestpin
Strategic Operations Planning Team
Hyung-seop Song, Pro
